Background & growth
Digital Federal Credit Union (DCU) was founded in 1979 and has grown from a regional credit union into a large, nationally accessible financial institution.
Over time, DCU expanded its membership base and product offerings while maintaining a cooperative, member-owned structure. Today, it reports approximately $9–10 billion in assets and serves more than one million members.
History (compact)
- 1979 DCU was established as a member-owned credit union with a focus on accessibility.
- Digital expansion DCU emphasized remote and digital banking well ahead of industry norms.
- Today A large credit union known for competitive rates and strong digital infrastructure.
How members access DCU services
Members use DCU’s online and mobile platforms to review balances,
manage transactions, make payments, and interact with services.
Login DCU
What members typically use
Checking, savings, and digital money management tools.
Auto loans, mortgages, and personal lending products.
Competitive rates supported by a cooperative structure.
Safety & insurance
DCU states that deposits are federally insured by the National Credit Union Administration (NCUA), generally up to at least $250,000 per individual depositor, subject to coverage rules.
The credit union also publishes guidance on fraud awareness and online security practices to help members protect their accounts.
Closing summary
Digital Federal Credit Union has evolved from a modest, member-focused institution into
a major credit union with national reach. By combining a cooperative model with a strong
emphasis on digital access, DCU continues to position itself as a practical option for
members seeking convenience, value, and security.